Why Pre-Qualify?

It is valuable to consult with your mortgage professional as soon as possible — even before you have started to research neighborhoods. What for? When you don't know yet how much house you need to qualify for, what can we do for you?

We Will Help You Pre-Qualify

We can help determine how much of a mortgage you can afford, and how much money you can borrow, by taking you through the pre-qualification process. We achieve this by analyzing your debts and income, your work and housing circumstances, your funds available for a down payment, required reserves, and some other things. We require a minimum amount of paperwork, and avoid a lengthy process.

We'll award you a Pre-Qualification Letter after you qualify, which says that we are confident you will qualify for a predetermined amount of mortgage loan dollars.

Buying Clout

Various benefits open to you after you find your dream house, and have pre-qualification power. The first is that you'll be sure the amount you'll be able to afford when calculating the offer. More important to the home seller, your being pre-qualified is like your having walked into their house with a bag full of cash ready to make the deal! They won't need to wonder if that they have been wasting their time if you don't be able to qualify for a big enough mortgage loan. The seller of the home won't be concerned that he won't be able to count on you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't cause them concern. You have the ability to back your offer up.

We will help you pre-qualify

Our mortgage professionals can help you calculate the loan amount you can qualify for and the mortgage payment amount you can afford by helping you pre-qualify. We can accomplish this by analyzing your debts and income, your work and residence circumstances, your funds available for a down payment, required reserves, and other financial considerations. It's quick and basic; and we take pride in keeping the paperwork light.